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Should I use a mortgage broker?

So, you’re looking at getting a mortgage broker, but not quite sure about how we do what we do? Well, it’s no Wall Street but mortgage brokers are very important to the home loan market. At Lend Me, we are experts in everything to do with loans. Need a home loan? We got you. Want to make an investment? Let’s make it happen!

Our brokers will work hard to find a loan that best suits your lifestyle and financial situation. From researching and organising your options to negotiating the best loan, we will make sure your needs are catered for from start to finish. A mortgage broker’s role is to act as an intermediary between the lenders and borrowers, while securing you the best loan possible. At every stage of the loan process, our brokers will be there to guide you along the way. Our aim is to secure a suitable loan for you and your needs, while teaching you how to save some money in the process.

How do we measure the current market?

Loans are unpredictable to say the least. They have many variables that can affect its behaviour, like the rise and fall of interest rates, products and fees across loan products or the fact that there are countless lenders to choose from. At Lend Me, we utilise a loan-tracking software to electronically keep track of the latest data and access the different loan products that are available. In a market where changes occur daily, or even hourly, this software is a game changer. Our experienced brokers will happily guide you through all the different options, showing you various loan products and explain it in a language that you will easily understand.

Our mortgage brokers also have access to information relating to the property market. Whether you’re selling or buying a home, it’s important to understand the worth of a property, as well as the current trends in the property market. At Lend Me, we will assist you through the buying process to make sure your home needs are attended to. For more information on buying your own home, read our 5 Steps to Buying Your Home blog post.

Curious as to how we pay our bills?

Most mortgage brokers work on a contingency basis, that is when the lender pays the broker once your loan has settled. The interest rate paid when getting a loan through a broker is generally the same as what the lender advertises, although with your Lend Me broker you’ll receive our professional service, guiding you through the loan process step by step. If you’re still unsure on how we make ends meet, just ask your broker today. Or if you want to check out how good looking the Lend Me team really is, just click here.

At Lend Me, we love what we do and we love assisting you with your financial needs. Our experienced brokers are here to turn the market jargon into plain English. Send us and email at info@lendme.com.au or pick up the phone and gives us a call on (08) 6234 6400. We would love to hear from you!

How we've helped our clients...

"Starting up a new business isn’t easy, with so many things to think about it can be quite a stressful process. With the services of Lend Me Asset Finance and Locate Me, they have really helped to take this stress away in the way of meeting me on my job sites to sign documents and dealing directly with the Car Dealers, Bobcat Dealers and even my accountant.

The guys at Lend Me really do take the time to listen to what you are after and work in to suit you and make the transaction so simple and convenient, I can’t thank them enough! I’ve also recommended their services to 3 friends already and have only had good feedback. Lend Me have certainly gained a client for life! Reece"

"Hi there, Saturday just gone, I picked up my dream car, a 2013 black lancer LX.

I'd like to take this chance to say Lend Me Car Loan customer service was by the far the best I have ever received. What I thought was going to be tough work turned out to be the opposite. The process easy, simple and quick for me, she did the hard yards... I will be recommending friends and family... Thanks again! Regards, Stephanie"

I just wanted to say thank you... This has been the smoothest process. You and the other girls I dealt with at Lend Me Home Loans were so friendly and so efficient with everything, I felt like I was the only customer you were dealing with.

I will definitely be raving on to loads of people about Lend Me and the great service you provide.

I am stoked, this will take so much pressure off and will seriously change our lives... we can actually get ahead on payments and start saving some more money.

Thanks again, Kath :)

"Emily & I just want to take this opportunity to say a very big thank you for seeing us through our first home purchase and home loan, you have been a massive help not to mention getting us out of a sticky situation. We will definitely be in touch in the near future and will refer/recommend you to our family & friends if looking out for a friendly, helpful and reliable mortgage broker.

Take care and speak soon. Matt & Emily" 

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