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Self-Employed Home Loan

We specialise in assisting self-employed people by thinking outside of the square and looking at their complete position.

Choice and comparison of lenders for residential property, even for those who have been unable to secure finance because of financial or operating time. Leveraging equity from residential property for business purposes^.

Obligation free residential and business banking reviews to ensure current facilities are still meeting needs and are competitive. We conduct an audit of your current commercial or business facilities (including those secured on residential property) and go to tender to negotiate competitive packages on your behalf.

We can help you find the solution for your equipment finance needs. Whether you need earth moving equipment, industrial equipment, office and IT equipment, materials handling equipment, or even a fleet of business vehicles, we can find the finance option that will best suit your budget and your needs. See our Equipment Finance page for more information.

  • Are You Self-Employed and Unable to Prove Income?
  • Or Have You Been Businesses Less Than 2 Years?
  • Do You Have Problems Getting a Mortgage From Your Bank?

Call today to discuss your options. We’ll listen when the banks won’t…
08 6234 6400 (or use the contact form below)

At Lend Me, our mortgage brokers specialise in low documentation lending, also called self-certified mortgages, with attractive interest rates to help self-employed people like you get a home loan. We have access to lenders who provide home loans, outside of the big banks normal lending criteria.

Sometimes annual accounts are simply not yet available, or they don’t paint the full picture, or your customer may not have been in business for a full 2 years or their business is growing fast with increase in revenue which is not yet reflected in their historic financial accounts.

Did you know there are Low Doc loans are available for these circumstances? Low Doc is short for Low Documentation loan, it’s a loan which caters for borrowers that don’t have up to date 2 years financials or for borrowers that may be less than 2 years self-employed. They are the ideal self-employed home loan.

Lend Me make it easier for self-employed people to borrow against residential property on a Low Doc Loan. Self-employed home loans can be used for many reasons, for purchasing either an investment or owner occupied property, to free up capital for business growth, even to pay tax arrears.


Why would I need a Low Doc loan?

  • Incomplete Financials; you do not have updated financials available?
  • Short term Self-Employment; Lend Me have a Low Doc product available for
    minimum 6 months and 18 months Self-Employed
  • Cashflow; do you need a line of credit facility to assist with cashflow
  • Tax Arrears; do you have outstanding tax arrears? Lend Me’s Low Doc
    products cater for cash-out to pay for this
  • Business Purposes; do you want to use your home equity for cash-out for
    business purposes? Business investment? Lend Me’s Low Doc products
    cater for this
  • Unexpected Life Events; do you have credit impairments? Have they been
    bankrupt? Lend Me has products to help

Whether it’s because your accounts aren’t up-to-date or you work solely on a commission or tip basis, we can help.

Call today to discuss your options. We’ll listen when the banks won’t…
08 6234 6400 (or use the contact form below)

How we've helped our clients...

"Starting up a new business isn’t easy, with so many things to think about it can be quite a stressful process. With the services of Lend Me Asset Finance and Locate Me, they have really helped to take this stress away in the way of meeting me on my job sites to sign documents and dealing directly with the Car Dealers, Bobcat Dealers and even my accountant.

The guys at Lend Me really do take the time to listen to what you are after and work in to suit you and make the transaction so simple and convenient, I can’t thank them enough! I’ve also recommended their services to 3 friends already and have only had good feedback. Lend Me have certainly gained a client for life! Reece"

"Hi there, Saturday just gone, I picked up my dream car, a 2013 black lancer LX.

I'd like to take this chance to say Lend Me Car Loan customer service was by the far the best I have ever received. What I thought was going to be tough work turned out to be the opposite. The process easy, simple and quick for me, she did the hard yards... I will be recommending friends and family... Thanks again! Regards, Stephanie"

I just wanted to say thank you... This has been the smoothest process. You and the other girls I dealt with at Lend Me Home Loans were so friendly and so efficient with everything, I felt like I was the only customer you were dealing with.

I will definitely be raving on to loads of people about Lend Me and the great service you provide.

I am stoked, this will take so much pressure off and will seriously change our lives... we can actually get ahead on payments and start saving some more money.

Thanks again, Kath :)

"Emily & I just want to take this opportunity to say a very big thank you for seeing us through our first home purchase and home loan, you have been a massive help not to mention getting us out of a sticky situation. We will definitely be in touch in the near future and will refer/recommend you to our family & friends if looking out for a friendly, helpful and reliable mortgage broker.

Take care and speak soon. Matt & Emily" 

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