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Investment Loans

Investment loans are designed for property investors, offering features than can be attractive for borrowers with an investment property. On a basic level, investment loans work in much the same way as standard home loans, with fixed rate and variable rate options available, and features such as redraw available.

However, there are other types of loan that can also be attractive to investors. These include line of credit loans and interest-only loans.

Line of Credit Loan

With a line of credit loan, the borrower can withdraw up to a certain amount on a line of revolving credit secured against their property. The line of credit is available up to a fixed amount, and the borrower can withdraw up to that amount at any time for any purpose.

It works in a similar way to a credit card, allowing borrowers to use their funds however they want, up to a certain credit limit, while paying interest on the amount owing. Unlike a credit card though, a line of credit loan is secured against property and will usually have a much higher limit.

Interest Only Loan

Unlike a standard home that allows you to pay off the principal amount borrowed as well the interest on the loan, repayments on an interest-only loan cover just the interest, not the principal. That means with an interest-only loan, the principal remains the same.

This can be a popular choice for investors as interest-only home loans generally have cheaper repayments, and the interest paid on the loan can be tax deductible.

Why choose Lend Me?

When you choose Lend Me, you are not alone. We make it our business to make the investment loan process as easy as possible, helping you to work out what you need, compare property investment loans and complete the application process so you can focus on more important things.

When we search for property investment loans, we cut out that time-consuming work for you. We will provide you with a range of loan products, from smaller lenders all the way through to the big banks. Each lender has its own way of doing things, so we make sure you do it their way, increasing your chances of getting the home loan you want.

When you choose a Lend Me Mortgage Broker, we come to you, any time anywhere in Perth! We provide for all your lending questions, and will happily guide you through each step – from application to approval.

For more exact expert advice, please get in touch with our team today.

Why choose Lend Me Property Loans?

  • Competitive rates
  • Fast approval
  • We do the hard work
  • Choice of lenders

How we've helped our clients...

"Starting up a new business isn’t easy, with so many things to think about it can be quite a stressful process. With the services of Lend Me Asset Finance and Locate Me, they have really helped to take this stress away in the way of meeting me on my job sites to sign documents and dealing directly with the Car Dealers, Bobcat Dealers and even my accountant.

The guys at Lend Me really do take the time to listen to what you are after and work in to suit you and make the transaction so simple and convenient, I can’t thank them enough! I’ve also recommended their services to 3 friends already and have only had good feedback. Lend Me have certainly gained a client for life! Reece"

"Hi there, Saturday just gone, I picked up my dream car, a 2013 black lancer LX.

I'd like to take this chance to say Lend Me Car Loan customer service was by the far the best I have ever received. What I thought was going to be tough work turned out to be the opposite. The process easy, simple and quick for me, she did the hard yards... I will be recommending friends and family... Thanks again! Regards, Stephanie"

I just wanted to say thank you... This has been the smoothest process. You and the other girls I dealt with at Lend Me Home Loans were so friendly and so efficient with everything, I felt like I was the only customer you were dealing with.

I will definitely be raving on to loads of people about Lend Me and the great service you provide.

I am stoked, this will take so much pressure off and will seriously change our lives... we can actually get ahead on payments and start saving some more money.

Thanks again, Kath :)

"Emily & I just want to take this opportunity to say a very big thank you for seeing us through our first home purchase and home loan, you have been a massive help not to mention getting us out of a sticky situation. We will definitely be in touch in the near future and will refer/recommend you to our family & friends if looking out for a friendly, helpful and reliable mortgage broker.

Take care and speak soon. Matt & Emily" 

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