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Retirement Planning

 Are you retirement ready? Are you on track to live the retirement lifestyle you’ve always wanted? Cost of living pressures, increasing life expectancies and recently legislated changes to the Age Pension means test are impacting upon the savings Australians will need to fund a comfortable retirement.

In fact, according to figures from The Association of Superannuation Funds of Australia (ASFA), Australians will need a superannuation balance at retirement of $640,000 per couple and $545,000 for a single.

Plan Me can work with you to help ensure that your retirement years are free from major financial worry and that you’ll enjoy the standard of living you’ve worked so hard for.

And if you require a financial plan created from the ground up, we can arrange that too.

Did you know that the tax you will need to pay on your retirement income depends on many factors? Plan Me can help you wade through retirement income streams and understand the associated taxes: from pensions and annuities we help make sense of what’s taxable, what isn’t, and what’s tax-exempt. Plus, we’ll share our expert tools and rules to help you navigate the complexities. We’re here to help you make the most of your money.

How well do you understand the Age Pension? Regardless of who is in government, one thing doesn’t change: how much you receive always depends on your income and assets. We’ll assist you to make sense of the Age Pension, understand the thresholds, and guide you through the income and assets tests used to assess your eligibility. We also keep you informed about how complex legislative changes to the Age Pension could affect you.

When you’re at a stage of life where you may need to consider some form of aged care planning for yourself or a loved one, it’s an ideal time to finesse your finances. The value of an individual’s assets and income will affect the costs of that aged care. Qualified financial advice helps Plan Me clients avoid costly mistakes so that their money works smarter. Plan Me can give you the bigger picture about aged care costs and give you more control over your financial future.

How we've helped our clients...

"Starting up a new business isn’t easy, with so many things to think about it can be quite a stressful process. With the services of Lend Me Asset Finance and Locate Me, they have really helped to take this stress away in the way of meeting me on my job sites to sign documents and dealing directly with the Car Dealers, Bobcat Dealers and even my accountant.

The guys at Lend Me really do take the time to listen to what you are after and work in to suit you and make the transaction so simple and convenient, I can’t thank them enough! I’ve also recommended their services to 3 friends already and have only had good feedback. Lend Me have certainly gained a client for life! Reece"

"Hi there, Saturday just gone, I picked up my dream car, a 2013 black lancer LX.

I'd like to take this chance to say Lend Me Car Loan customer service was by the far the best I have ever received. What I thought was going to be tough work turned out to be the opposite. The process easy, simple and quick for me, she did the hard yards... I will be recommending friends and family... Thanks again! Regards, Stephanie"

I just wanted to say thank you... This has been the smoothest process. You and the other girls I dealt with at Lend Me Home Loans were so friendly and so efficient with everything, I felt like I was the only customer you were dealing with.

I will definitely be raving on to loads of people about Lend Me and the great service you provide.

I am stoked, this will take so much pressure off and will seriously change our lives... we can actually get ahead on payments and start saving some more money.

Thanks again, Kath :)

"Emily & I just want to take this opportunity to say a very big thank you for seeing us through our first home purchase and home loan, you have been a massive help not to mention getting us out of a sticky situation. We will definitely be in touch in the near future and will refer/recommend you to our family & friends if looking out for a friendly, helpful and reliable mortgage broker.

Take care and speak soon. Matt & Emily" 

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