Shopping around to make sure you are getting the best product and price is pretty normal behaviour, but when you are doing it to compare interest rates you could actually be affecting your credit file and lowering your chances of having a loan approved. Why? Many lenders have policies regarding the number of loan enquiries … Continue reading Did you know applying for loans can actually damage your credit file?
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To enable your broker to qualify you for your new home loan more quickly, bring the following documents to your appointment: Proof of Identity Drivers Licence, Passport, Birth Certificate (or Extract of Birth), Citizenship Certificate or Proof of Permanent Residency NOTE: You must provide photo ID and proof of Australian Residency / Citizenship Financial Information Most … Continue reading Information to bring to your home loan appointment
If you are interested in purchasing an Australia home, you should know what a Loan Value Ratio (LVR) is. Here is information on what this ratio means to your home loan. “Loan Compared to Home Value” When Australians consider buying a home, the bank will look at their credit rating, income and the home value. … Continue reading What LVR means to your home loan
Mortgage insurance is an insurance policy that protects lenders from the risk associated with providing funds for home loans. Mortgage Insurance covers lenders in the case the borrower defaults on their home loan, it does not protect you as the borrower. Mortgage insurance has alternative names such as home-loan insurance and mortgage guarantee. The policy … Continue reading What is mortgage insurance
How we've helped our clients...
"Starting up a new business isn’t easy, with so many things to think about it can be quite a stressful process. With the services of Lend Me Asset Finance and Locate Me, they have really helped to take this stress away in the way of meeting me on my job sites to sign documents and dealing directly with the Car Dealers, Bobcat Dealers and even my accountant.
The guys at Lend Me really do take the time to listen to what you are after and work in to suit you and make the transaction so simple and convenient, I can’t thank them enough! I’ve also recommended their services to 3 friends already and have only had good feedback. Lend Me have certainly gained a client for life! Reece"
"Hi there, Saturday just gone, I picked up my dream car, a 2013 black lancer LX.
I'd like to take this chance to say Lend Me Car Loan customer service was by the far the best I have ever received. What I thought was going to be tough work turned out to be the opposite. The process easy, simple and quick for me, she did the hard yards... I will be recommending friends and family... Thanks again! Regards, Stephanie"
I just wanted to say thank you... This has been the smoothest process. You and the other girls I dealt with at Lend Me Home Loans were so friendly and so efficient with everything, I felt like I was the only customer you were dealing with.
I will definitely be raving on to loads of people about Lend Me and the great service you provide.
I am stoked, this will take so much pressure off and will seriously change our lives... we can actually get ahead on payments and start saving some more money.
Thanks again, Kath :)
"Emily & I just want to take this opportunity to say a very big thank you for seeing us through our first home purchase and home loan, you have been a massive help not to mention getting us out of a sticky situation. We will definitely be in touch in the near future and will refer/recommend you to our family & friends if looking out for a friendly, helpful and reliable mortgage broker.
Take care and speak soon. Matt & Emily"